Most brokers and shippers take anywhere between 30 to 60 days to pay invoices after loads have been delivered. Kelicam Logistics & Trucking understands that is not a sustainable business model, as truck owner-operators have operational expenses every day like fuel, maintenance, and driver payroll. For that reason, we have partnered with TBS, RTS and OTR CAPITAL which is the best and most trusted factoring companies nationwide, in order ensure our clients get paid the same day loads are delivered once invoice is submitted. The factoring companies will charge a small percentage of the invoice total for this service and will then communicate with the broker or shipper to get the invoice paid in full. This allows you, the owner, to focus on managing and growing your fleet and not have to worry about chasing brokers and shippers to get paid.

OTR Capital


Factoring is a service that provides not only immediate cash flow, but also billing, collecting and accounting services for your growing business. After the load is delivered, the factoring company will process the invoice, send you a direct deposit, and then bill the broker for you. All of this is done the same day you submit the invoice, so you get paid in less than 24 hours. Factoring makes growing your business easier and faster than taking quick pays. No more couple of precents here and there, you have one rate and one company that will accurately and reliably pay you when you need your money the most.


OTR Capital’s factoring program was created with the carriers’ best interest at the forefront of every decision. With the most comprehensive service in the industry, OTR offers industry leading customer service, cost saving fuel cards, free online broker checks and the only true non-recourse program in the world.

True Non-Recourse:

No reserves, no charge backs, no problem! Have the peace of mind that we will not charge you back because of slow broker payments. 

Quick Setup:

Our free simple setup process can get you funded quickly, so you can start focusing your efforts on growing your business.

TBS Factoring Offers:

It is a FLAT fee of 4% unless your broker offers you a lower percentage (quick pay) we will match their lower rate and still get you paid same day and handle your invoicing.

  • There is no fee to get set up
  • No monthly fees
  • No reserves
  • No Monthly minimum volume you are required to meet
  • No invoicing or faxing fees
  • No carrier invoice required.. We create and process those for you
  • No long term contract… We allow you to go month to month with no early termination fees
  • Freedom to choose brokers you would like to factor
  • Free customer credit checks either online or through our credit department
  • Just launched a mobile app you can handle all of your functions with
  • Complimentary load board through Search4Freight
  • Fuel advance program where we can advance you 40-50% of your load for a small fee
  • Funding options are ACH $3 Wire transfer $12 and fuel card $5

Our simple way of factoring allows you to get paid faster than you would if you were to wait on your broker to pay you.  Take care of our back office benefits and let TBS take care of your invoicing and collections so you can focus on finding your next load.


Advanced Cash Flow Solutions We have more than 25 years of experience offering customized solutions to help companies improve their cash flow.


What We Offer

  • same-day funding with no hidden fees
  • 25+ years of experience
  • free collections and credit analysis
  • industry-leading fuel card program
  • easy-to-use trucking software
  • upload invoices and manage your account online

Here Are the Benefits When You Factor With Us:

  • Cash advances of as much as 97% on your invoices within 24 hours
  • Support with invoices and collections so you can focus on other areas of your business
  • Access to free credit data on over 70,000 brokers and shippers through the RTS Pro mobile app
  • Fuel discounts at over 2,000 locations nationwide
  • Convenient mobile and web app with access to factoring, fuel, freight, load management software and more.
  • Dedicated customer representatives fluent in over 25 languages

RTS Bundle Package

Now you can FUEL and FACTOR with us

The Pilot Company and RTS Financial partnership now offers fuel and factoring solutions to keep your cash flowing and business moving.

Fuel, funding and essential services at competitive rates to help streamline your business

Pilot Company's fuel services:

  • Fuel savings
  • Credit solutions
  • Truck maintenance
  • Loyalty rewards

RTS Financial's factoring services:

  • Competitive advance rates
  • Same-day funding
  • No hidden fees
  • Broker credit ratings

Additional benefits when you partner with us:

• Dedicated multilingual account and sales representatives
• Back-office services to streamline paperwork
• Easy-to-use mobile and web app for online account access
• Enhanced Pilot Company customer portal to manage fuel accounts
• Access to more than 750 fueling locations across the Pilot Flying J Travel Center network and One9 Fuel Network